Fellows in the field

ADICLA is providing much-needed support to many indigenous people and others who live in rural, hard-to-reach areas in Guatemala.

Cecilia started in a group loan and due to her business skills and good repayment history, she was able to transition to an individual loan over time. Being a member of NWTF has allowed her to increase the volume of fish that she sells and to exponentially grow her business! 

Affordable credit is helping to revolutionize northern Nigerian smallholder livelihoods.

Medellín is known colloquially as “ la Ciudad de la Eterna Primavera,” or “the City of Eternal Spring.”[...] Apart from the mild climate and affable residents, visitors might be surprised to learn upon arrival that they are in a city with an advanced transportation infrastructure, referred to as the Metro de Medellín.

They have the passion and desire to locate borrowers living in the most remote areas regardless of distance, language and weather. All this effort is to ensure that there is financial inclusion and to create a positive impact in the lives of communities.

This feria is held every year from August 7 to the 17 and boasts daily parades, colorful indigenous clothing, religious activities, musical performances, typical food such as garnachas (similiar to flat, mini tacos) and of course fireworks. The feria honors the Virgen de la Asunción, or the “patron saint” of the Sololá department.  

“I went to two other banks, but they won’t give me all the money I want... [and] Interest was high, and it was too much for me to pay."
"Advans will lend me the money I need, at a good price,” she added.

Banks are extremely difficult to access due to their paperwork requirements and initial capital or collateral. They also have an extremely bad reputation amongst the rural population, particularly in terms of poor practices when collecting repayments. As Louis, a borrower, explained, “There is a vicious circle of indebtedness when people go to banks.”

I knew about deforestation but was still taken aback to see it so clearly. Unlike its neighbour the Dominican Republic, which has 41% of its land covered by forest, Haiti struggles to reach a 4% coverage. This is a stark contrast from the 1920s, when forests covered 75% of the land. 

Within a short period, Jackson has been able to expand his farmland to cover a full two acres, expand his business and employ people in his village, thereby creating a ripple effect of economic opportunity.

With over a quarter billion people from different ethnic groups, Indonesia is a dense melting pot and has the largest economy in Southeast Asia. Yet, despite its rapid economic growth, the country also faces enormous challenges.

“You can see the self esteem and dignity that they gain,” Shadrack says. Shadrack is a program manager at Hand in Hand Eastern Africa, a Kiva field partner in Kenya. He is describing the impact that Hand in Hand's youth entrepreneurship clubs have on their student participants.