Tinatin reflects Georgia's motivation for education

At 22 years old, Tinatin has a very full life. She’s in her 4th year of her journalism degree and has a husband and a baby to look after. 

“Georgians desire to develop themselves through education,” Tinatin says, “and an intelligent, educated youth will be better able to represent Georgia to the world.”



Tinatin is one of these youth - 4 years ago, she chose to pursue a degree in journalism at Davit Aghmashenebeli University of Georgia. However, her family struggled to pay back the high-interest loan that her father used to finance her first 2 years of higher education. 

Motivated by the desire to support her family and be financially responsible for her education, Tinatin discovered Kiva’s Field Partner, Credo. Credo is a leading microfinance organization in Georgia that offered Tinatin a low-interest loan with a flexible repayment schedule that allowed her to afford tuition. 

Working part-time at a private company running social media campaigns, Tinatin paid off her first Kiva loan through Credo. 

“The loan process was easy,” Tinatin says, “The funds were sent directly to the university.” She took out a second loan for her last year of school and she’s currently paying it back on schedule. She’ll graduate with her journalism degree this year.

Tinatin wants Kiva lenders around the world to know that many Georgian youths want to develop themselves through higher education, but often they lack the financial ability to make that happen. 

Higher education not only leads to better employment opportunities, but also leads to better business management, profits and growth. It has bolstered Georgia’s recent economic growth and will continue to support the small country’s steady development in the future. 

Be part of Georgia’s development by making a loan to someone like Tinatin here.


About the author

Channing Fisher.

Channing first witnessed the ability of entrepreneurship to empower people while studying Spanish in Guatemala. Throughout college, she became interested in microfinance while working in business development in the Netherlands and studying the effects of tourism on Caribbean economies. After graduating from Principia College in 2018 with degrees in Political Science and Business, she began work for a Santa Barbara-based nonprofit and later found Kiva. She's passionate about communicating and sharing the work done at Kiva and elsewhere in the international development space.