Partnering with Kiva

Kiva partners with a range of organizations, including microfinance institutions (MFIs), social businesses, schools and nonprofits. These organizations are united by a strong commitment to serving the needs of poor, vulnerable and/or excluded populations, either through financial services or by using credit to expand access to beneficial products and services.

 

While Kiva provides 0% interest financing, Kiva’s Field Partners do incur operational and administrative costs. At minimum, an organization must be able to obtain consent from borrowers to share their information, post borrower profiles, report repayment data and provide updates on a borrower’s progress.
 
Please refer to these documents for full details on the requirements of partnering with Kiva:

Levels of partnership

Kiva has developed various levels of partnership to accommodate organizations with a broad range of financial needs:

Level of Partnership Due Diligence Credit Line (USD)
Experimental partnership Potential partners submit a brief application and supporting documentation for review by a Kiva analyst. $50,000

(all Experimental Partners receive a credit line of $50,000)
Basic partnership Potential partners submit a more detailed application and supporting documentation for review by a Kiva analyst. Up to $400,000
Full partnership Potential partners submit a more detailed application and supporting documentation, including audited financials, for review by a Kiva analyst. In addition, a Kiva analyst conducts an on-site visit to meet with staff and board members. Up to $4 million
 
Within their first 12 months on the Kiva website, a Field Partner is expected to post loans equal to their approved credit line. Therefore, Kiva encourages organizations to start with Experimental Partnership where possible. Field Partners who start with Experimental Partnership are eligible to graduate to Basic or Full Partnership, and increase their credit line accordingly, as their financial needs and operational capacity grow.

Apply to be a Field Partner


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