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Start here!

There are a lot of steps to a Kiva loan, but that doesn't mean they have to be difficult! To help you along, we have articles to walk you through every step of the process, from pre-application to finishing repaying.

About Kiva:

"What is Kiva?"

Learn about Kiva and our belief in the ability of community to help expand access to capital.

"What is "Social Underwriting"?"

Learn about Kiva's unique process and how it's different than typical banks.


Before you apply:

"Should I get a Kiva loan for my small business? Do I qualify?"

Learn about what Kiva can offer you and your business and what you need to qualify for a Kiva loan.

"What should I do before I apply?"

A step by step guide through what you need for your Kiva loan application and how you can set it up for success.


Applying for a loan:

"4 ways to improve your loan’s chance of being approved"

Every week the Kiva loan review team looks at over 100 loan applications, and we prioritize loans that meet these four qualifications.

"Tips to make your loan profile shine!"

Suggestions and advice on how to make your loan profile eye catching, interesting, and engaging, so you can lure in more lenders!


Funding your loan once you've been approved:

"Crowdfunding with Kiva"

Need help understanding how Kiva's crowdfunding platform works? This article's for you.

"Kiva's crowdfunding tips"

Raising money through crowdfunding takes work! Here are 7 tips to help you build a campaign strategy and successfully crowdfund your loan.


After your loan is funded:

"I've fully funded! ...Now what?"

Congratulations on fully fundraising your loan! Here are the next steps.

"Paying back a Kiva loan"

Repayments make up the final step in your Kiva journey. Here are step by step information on how to make loan repayments and what to do if you have an issue.

"Automatic repayments"

We’re now offering a new way of making your loan repayments: automatically!

"FAQs about PayPal"

A quick guide for common questions related to how to use PayPal with Kiva U.S.

"What happens when I finish repaying my Kiva loan?"

Now that you've recieved and repaid a Kiva U.S. loan, it's easy to apply for another, larger loan.

About the author

Emily Fockler

Emily is a recent graduate of Princeton University with a major in English Literature. She is a Bay Area native who is happy to be back from the snow and humidity of the East Coast. She is an experienced writer and graphic designer, specifically focused on marketing and publicity. She has always had an interest in exploring and understanding the world and people around her. In her spare time, she reads, writes fiction, spends time with her family and her cats, and runs long distance. She hopes to be an author and a teacher later in her life.