Blog posts tagged with lending

Mar 3, 2020 KV Kiva HQ

On International Women's Day, we're celebrating women all over the world! One of those women is Joyeuse, a Kiva borrower. She's a Jibu water franchise owner in Rwanda, and her Kiva loan completely changed her business, her community and her life!

Check out the video below, filmed in Rwanda by Kiva media fellow Jeremy Jue, to hear more about Joyeuse's story!

 

...
Continue Reading >>
Mar 3, 2020 KV Kiva HQ

For nearly 15 years, the Kiva community has become a spark of hope and support for over 2.8 million ambitious, multi-tasking, powerful women in 98 countries. This incredible, hardworking community has chosen to celebrate and empower women by funding over $1 billion in loans to women borrowers over the years.

That doesn’t happen in one day. This happens every day.
 

Jacqueline from Rwanda used her Kiva loan to...
Continue Reading >>
Feb 2, 2020 KV Kiva HQ

This post was written by Gabriela Aleman, Kiva's Impact Investments Fellow for Latin America, during her travels.

 

Something that I’m so amazed by is how food can illustrate changes experienced by communities over generations. Traveling around the world, or even around the corner to a new restaurant, allows you to taste culture through a shared interest. By using food as my critical lens, I learned about the impact of climate change on global farming.

As a Fellow, you have the...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

Our third letter comes from Nicole Morris, who just completed a six-month internship at our San Francisco office as a Community Support and Engagement intern. Her next steps: spending two months backpacking Europe and then continuing non-profit work, hopefully in the Bay Area.

__

 

Before the end of 2019, I participated in the first Kiva SF office cleanout. Having been employed for only 5 months, I did not expect to find anything sentimental in the piles of papers, files,...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

This piece was written by Elisha Hodgson, who has been working as a Community Support associate at Kiva for over a year now in our Portland offices. Doing double-duty, he also serves at Portland's office vibe manager.

_

 

So, what’s it like working on the Community Support and Engagement (CS) team at Kiva?

On the surface, the experience of responding to inquiries all day seems to be a bit straight-...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

The start of February brought us the beginning of our 38th class of Kiva Fellows! We welcomed our new fellows, Nils and Pranav, to Kiva with a week of training and festivities.

 

Kiva Fellows come to us from various walks of life. Nils (left) previously served in the Peace Corps in Benin while Pranav (right) worked with the UNHCR in Sudan. Both have a deep passion for and experience in socially driven finance.
 

...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

If your stomach is rumbling and begging for tantalizing snacks, street vendors are a great option. Vendors’ delicious and affordable food often represents their passion for sharing their culture. In addition to their own unique carts and treats, each vendor has a story of how they started their business.

Meet Adjogno! She works tirelessly every day to bring a better life for her family, who is her motivation. She will do anything she can to help them finish their education. "I enjoy working; my biggest motivation is my children," Adjogno said, "I want them to go to the...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

Many people dream of owning their own house. Home is where you build your memories. Shelter is a basic human need.

Isbelia lives with her husband and her 1-year-old child in a rural area near San Vincente, El Salvador. As a mobile nurse, she travels to the surrounding communities to provide medicine, conduct check-ups and give injections. She also sells clothes from her home to contribute to the household income.
 
Isbelia’s family home was built on dirt, without tile floors, and her roof was in disrepair. But she got a Kiva loan to fix the roof and add...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

In 2019, Kiva branched out in a big way. From Protocol to Kiva Capital, we have ever more reasons to depend on our editing and translating volunteers for the loan review process. This community of over 430 Review and Translation Program (RTP) volunteers regularly review 16k loan profiles each month (the current record is 21,221 profiles c. December 2018!) before they go live to Kiva.org -- thus bolstering Kiva’s due diligence process.

While the lender community chooses from the many diverse loan options that volunteers review, it’s important to note...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

Various Kiva volunteers coming together for a happy hour I helped plan and host. Many special people in this photo!

Our second letter comes from Sarah Klem, who just completed a year-long internship at our San Francisco office as an RTP intern. Her next step: heading to India to assist in a mission to set up mental health programming for children.

I am an avid and frantic planner: details and timetables and random directions are constantly swirling around in my head...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

Imagine your home as a daycare with 15 kids, with the responsibility to take care of all of them and make sure they are healthy and happy. It might be overwhelming. But for Rosalba, it’s been her dream to run a daycare.

Rosalba lives with her 2 children in a poor neighborhood of Medellin, Colombia. She opened up about the hardships she faced and the challenges in working long hours in daycare. "I could easily work less and only care about making money, but I do this with love and care for the children." 



She understands the children's...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

This post was written by Sree Kotipalli, the Kiva Fellows and Interns Program intern.

__


This week, we welcomed 11 interns into our Kiva family! This marks our 25th cohort of interns and the very first time that we’ve hosted training week in Portland.

Our impressive cohort was selected out of a competitive pool of over 250 applicants. These interns will now go on to work with nine different teams across our offices in San Francisco, Portland and New York City.


...
Continue Reading >>
Jan 1, 2020 KV Kiva HQ

Luke Seidl, Kiva's Senior Investment Manager of Small & Growing Businesses, explains how Kiva Labs works and the successes we've had so far.

The missing middle challenge

There are many amazing small businesses in emerging markets run by brilliant social entrepreneurs that cannot obtain the financing required to grow. Kiva Labs: Social Enterprises helps them bridge that gap and scale their impact. In just three years, Kiva Labs has made over 100 direct loans, totaling $5.3 million, to more than 80 social...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

Go to the gym! Floss more! Eat healthier! Read more! Learn a new language!

We all have New Year’s resolutions, and some are harder to keep than others. But what if we told you that the easiest New Year’s resolution to keep takes only 90 seconds and makes a difference year-round?

It’s time to sign up for Monthly Good if you want to make a difference in 2020.

With Monthly Good, lending has never been easier. All you have to do...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

What can I give back?

This has been a recurring question I’ve asked myself while interviewing Kiva borrowers in Nicaragua. As a Kiva Investment Fellow, I was sent to collect data, audit payment reporting and report on metrics.

While I consider myself part of the less colorful side of Kiva, it’s work I enjoy the most because of the fulfillment I have in quantifying and measuring financial impact.

As I sat in front of these borrowers and felt and saw the fruits of...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

Albalibia providing her hair salon services in her home in Itagui, Colombia.
 

It was 12 a.m. Albalibia’s feet were tired from selling cell phone minutes on the street all day when she arrived to find the door to her room knocked down on the floor. Most of her belongings were gone and the few that were left were destroyed and scattered all over the house where she was renting a room.

She went from a tired and defenseless state of mind after a long day of work...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

The problem

Camping with friends is always a fun activity, but building the bonfire is sometimes challenging. The smoke can get in your eyes, wooden splinters can piece your hands, coughs and minor burns can keep you up past midnight.

For many people who don't have access to adequate cooking stoves or heaters, this is their daily life. According to a study by National Geographic, 3 billion people around the world cook over open fires, and the consequences can be deadly. We’re talking about...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

 

"Letters from an Intern" is a new series on the Kiva Blog that comes out at the beginning of every month. We aim to feature interns across all departments of Kiva, who have stories to tell and experiences to share!

Our first letter comes from Claire Primack. She recently finished six months at the Portland office as a New Media and Branding intern. Now, she's moving to New York City to work full-time in the field of visual design.


____
...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

What an awe-inspiring holiday season we had here at Kiva — and it was all thanks to you, the heartbeat of the Kiva community! We want to highlight and share the global impact you’ve made over the past month.

 
 

First of all, we had a record-breaking Giving Tuesday on December 3! We’re so humbled by how many individuals chose to give. The generous contributions of 20,000 individual people will go towards a number of impactful places:

-...

Continue Reading >>
Dec 12, 2019 KV Kiva HQ

Jeremy Jue is our Kiva Media Fellow based in Africa. He takes us on his journey through the continent meeting Kiva borrowers and gives us a front row seat to Kiva's impact in the field. It's well worth a watch. Thanks, Jeremy!


Want to contribute to the impactful work Jeremy and other Kiva fellows and employees do every day across the...

Continue Reading >>
Dec 12, 2019 KV Kiva HQ

Jeff Nelson started his journey with Kiva as a Fellow and now works full-time as a staff accountant at our Portland office. He's passionate about holistic community development in marginalized urban contexts, as you can read below!

Growing up in the Minnesota suburbs, my parents always encouraged me to look out for the "little guy." In college, I recognized that the "little guy" made up the majority of the world and likely lived outside the US. After graduating, I spent two years in some rough Central American neighborhoods...

Continue Reading >>
Dec 12, 2019 KV Kiva HQ

Hola Kivans,

My time in Peru is ending and after listening to so many inspiring stories throughout this beautiful country the last two months, I can’t help but want to share with you some of the insights I’ve personally learned.

If you’re wondering, “Who is she?” My name is Idania Ramirez and I’m a Kiva Media Fellow who is traveling throughout Latin America to capture the stories of the people YOU are helping, with the goal of transmitting the immense impact that is being generated.
 

...
Continue Reading >>
Dec 12, 2019 KV Kiva HQ

As a new or frequent lender, there may be times when you’re confused about the process of Kiva loans.

Well, we have answers!

The life of a loan starts with the borrower’s application. Kiva loan applications are facilitated in two ways, by Field Partners (partner loans) and directly by Kiva (direct loans), that enable us to reach the greatest number of people around the world. For most loans outside the United States, borrowers apply to a local Field Partner, a local organization that manages the Kiva loan process. For entrepreneurs in the United States and...

Continue Reading >>
Dec 12, 2019 KV Kiva HQ

For every $1 donated, Kiva can facilitate $8 in loans!

 

We know you come to Kiva to lend — but we rely on optional donations from lenders like you to reach financially excluded people all over the world! Here’s why:



1. A loan is different from a donation!

A loan
is the money you send to our incredible borrowers around the world. These loans change lives for men, women, and children every day. From farmers to students...

Continue Reading >>
Nov 11, 2019 KV Kiva HQ

Thank you for the impact you’ve made in 2019! Together we funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan. Since every dollar lent on Kiva goes to the field, we rely on optional donations from individuals like you to cover our operating costs. Every dollar makes an impact on our progress and the borrowers we serve.

But what do your donations really do? Here are just a few highlights from this year that could not have happened...

Continue Reading >>

Pages

Blog posts tagged with lending

Mar 3, 2020 KV Kiva HQ

On International Women's Day, we're celebrating women all over the world! One of those women is Joyeuse, a Kiva borrower. She's a Jibu water franchise owner in Rwanda, and her Kiva loan completely changed her business, her community and her life!

Check out the video below, filmed in Rwanda by Kiva media fellow Jeremy Jue, to hear more about Joyeuse's story!

 

...
Continue Reading >>
Mar 3, 2020 KV Kiva HQ

For nearly 15 years, the Kiva community has become a spark of hope and support for over 2.8 million ambitious, multi-tasking, powerful women in 98 countries. This incredible, hardworking community has chosen to celebrate and empower women by funding over $1 billion in loans to women borrowers over the years.

That doesn’t happen in one day. This happens every day.
 

Jacqueline from Rwanda used her Kiva loan to...
Continue Reading >>
Feb 2, 2020 KV Kiva HQ

This post was written by Gabriela Aleman, Kiva's Impact Investments Fellow for Latin America, during her travels.

 

Something that I’m so amazed by is how food can illustrate changes experienced by communities over generations. Traveling around the world, or even around the corner to a new restaurant, allows you to taste culture through a shared interest. By using food as my critical lens, I learned about the impact of climate change on global farming.

As a Fellow, you have the...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

Our third letter comes from Nicole Morris, who just completed a six-month internship at our San Francisco office as a Community Support and Engagement intern. Her next steps: spending two months backpacking Europe and then continuing non-profit work, hopefully in the Bay Area.

__

 

Before the end of 2019, I participated in the first Kiva SF office cleanout. Having been employed for only 5 months, I did not expect to find anything sentimental in the piles of papers, files,...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

This piece was written by Elisha Hodgson, who has been working as a Community Support associate at Kiva for over a year now in our Portland offices. Doing double-duty, he also serves at Portland's office vibe manager.

_

 

So, what’s it like working on the Community Support and Engagement (CS) team at Kiva?

On the surface, the experience of responding to inquiries all day seems to be a bit straight-...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

The start of February brought us the beginning of our 38th class of Kiva Fellows! We welcomed our new fellows, Nils and Pranav, to Kiva with a week of training and festivities.

 

Kiva Fellows come to us from various walks of life. Nils (left) previously served in the Peace Corps in Benin while Pranav (right) worked with the UNHCR in Sudan. Both have a deep passion for and experience in socially driven finance.
 

...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

If your stomach is rumbling and begging for tantalizing snacks, street vendors are a great option. Vendors’ delicious and affordable food often represents their passion for sharing their culture. In addition to their own unique carts and treats, each vendor has a story of how they started their business.

Meet Adjogno! She works tirelessly every day to bring a better life for her family, who is her motivation. She will do anything she can to help them finish their education. "I enjoy working; my biggest motivation is my children," Adjogno said, "I want them to go to the...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

Many people dream of owning their own house. Home is where you build your memories. Shelter is a basic human need.

Isbelia lives with her husband and her 1-year-old child in a rural area near San Vincente, El Salvador. As a mobile nurse, she travels to the surrounding communities to provide medicine, conduct check-ups and give injections. She also sells clothes from her home to contribute to the household income.
 
Isbelia’s family home was built on dirt, without tile floors, and her roof was in disrepair. But she got a Kiva loan to fix the roof and add...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

In 2019, Kiva branched out in a big way. From Protocol to Kiva Capital, we have ever more reasons to depend on our editing and translating volunteers for the loan review process. This community of over 430 Review and Translation Program (RTP) volunteers regularly review 16k loan profiles each month (the current record is 21,221 profiles c. December 2018!) before they go live to Kiva.org -- thus bolstering Kiva’s due diligence process.

While the lender community chooses from the many diverse loan options that volunteers review, it’s important to note...

Continue Reading >>
Feb 2, 2020 KV Kiva HQ

Various Kiva volunteers coming together for a happy hour I helped plan and host. Many special people in this photo!

Our second letter comes from Sarah Klem, who just completed a year-long internship at our San Francisco office as an RTP intern. Her next step: heading to India to assist in a mission to set up mental health programming for children.

I am an avid and frantic planner: details and timetables and random directions are constantly swirling around in my head...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

Imagine your home as a daycare with 15 kids, with the responsibility to take care of all of them and make sure they are healthy and happy. It might be overwhelming. But for Rosalba, it’s been her dream to run a daycare.

Rosalba lives with her 2 children in a poor neighborhood of Medellin, Colombia. She opened up about the hardships she faced and the challenges in working long hours in daycare. "I could easily work less and only care about making money, but I do this with love and care for the children." 



She understands the children's...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ
By Casey Miller

This post was written by Sree Kotipalli, the Kiva Fellows and Interns Program intern.

__


This week, we welcomed 11 interns into our Kiva family! This marks our 25th cohort of interns and the very first time that we’ve hosted training week in Portland.

Our impressive cohort was selected out of a competitive pool of over 250 applicants. These interns will now go on to work with nine different teams across our offices in San Francisco, Portland and New York City.


...
Continue Reading >>
Jan 1, 2020 KV Kiva HQ

Luke Seidl, Kiva's Senior Investment Manager of Small & Growing Businesses, explains how Kiva Labs works and the successes we've had so far.

The missing middle challenge

There are many amazing small businesses in emerging markets run by brilliant social entrepreneurs that cannot obtain the financing required to grow. Kiva Labs: Social Enterprises helps them bridge that gap and scale their impact. In just three years, Kiva Labs has made over 100 direct loans, totaling $5.3 million, to more than 80 social...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

Go to the gym! Floss more! Eat healthier! Read more! Learn a new language!

We all have New Year’s resolutions, and some are harder to keep than others. But what if we told you that the easiest New Year’s resolution to keep takes only 90 seconds and makes a difference year-round?

It’s time to sign up for Monthly Good if you want to make a difference in 2020.

With Monthly Good, lending has never been easier. All you have to do...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

What can I give back?

This has been a recurring question I’ve asked myself while interviewing Kiva borrowers in Nicaragua. As a Kiva Investment Fellow, I was sent to collect data, audit payment reporting and report on metrics.

While I consider myself part of the less colorful side of Kiva, it’s work I enjoy the most because of the fulfillment I have in quantifying and measuring financial impact.

As I sat in front of these borrowers and felt and saw the fruits of...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

Albalibia providing her hair salon services in her home in Itagui, Colombia.
 

It was 12 a.m. Albalibia’s feet were tired from selling cell phone minutes on the street all day when she arrived to find the door to her room knocked down on the floor. Most of her belongings were gone and the few that were left were destroyed and scattered all over the house where she was renting a room.

She went from a tired and defenseless state of mind after a long day of work...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

The problem

Camping with friends is always a fun activity, but building the bonfire is sometimes challenging. The smoke can get in your eyes, wooden splinters can piece your hands, coughs and minor burns can keep you up past midnight.

For many people who don't have access to adequate cooking stoves or heaters, this is their daily life. According to a study by National Geographic, 3 billion people around the world cook over open fires, and the consequences can be deadly. We’re talking about...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

 

"Letters from an Intern" is a new series on the Kiva Blog that comes out at the beginning of every month. We aim to feature interns across all departments of Kiva, who have stories to tell and experiences to share!

Our first letter comes from Claire Primack. She recently finished six months at the Portland office as a New Media and Branding intern. Now, she's moving to New York City to work full-time in the field of visual design.


____
...

Continue Reading >>
Jan 1, 2020 KV Kiva HQ

What an awe-inspiring holiday season we had here at Kiva — and it was all thanks to you, the heartbeat of the Kiva community! We want to highlight and share the global impact you’ve made over the past month.

 
 

First of all, we had a record-breaking Giving Tuesday on December 3! We’re so humbled by how many individuals chose to give. The generous contributions of 20,000 individual people will go towards a number of impactful places:

-...

Continue Reading >>
Dec 12, 2019 KV Kiva HQ

Jeremy Jue is our Kiva Media Fellow based in Africa. He takes us on his journey through the continent meeting Kiva borrowers and gives us a front row seat to Kiva's impact in the field. It's well worth a watch. Thanks, Jeremy!


Want to contribute to the impactful work Jeremy and other Kiva fellows and employees do every day across the...

Continue Reading >>
Dec 12, 2019 KV Kiva HQ

Jeff Nelson started his journey with Kiva as a Fellow and now works full-time as a staff accountant at our Portland office. He's passionate about holistic community development in marginalized urban contexts, as you can read below!

Growing up in the Minnesota suburbs, my parents always encouraged me to look out for the "little guy." In college, I recognized that the "little guy" made up the majority of the world and likely lived outside the US. After graduating, I spent two years in some rough Central American neighborhoods...

Continue Reading >>
Dec 12, 2019 KV Kiva HQ

Hola Kivans,

My time in Peru is ending and after listening to so many inspiring stories throughout this beautiful country the last two months, I can’t help but want to share with you some of the insights I’ve personally learned.

If you’re wondering, “Who is she?” My name is Idania Ramirez and I’m a Kiva Media Fellow who is traveling throughout Latin America to capture the stories of the people YOU are helping, with the goal of transmitting the immense impact that is being generated.
 

...
Continue Reading >>
Dec 12, 2019 KV Kiva HQ
By Casey Miller

As a new or frequent lender, there may be times when you’re confused about the process of Kiva loans.

Well, we have answers!

The life of a loan starts with the borrower’s application. Kiva loan applications are facilitated in two ways, by Field Partners (partner loans) and directly by Kiva (direct loans), that enable us to reach the greatest number of people around the world. For most loans outside the United States, borrowers apply to a local Field Partner, a local organization that manages the Kiva loan process. For entrepreneurs in the United States and...

Continue Reading >>
Dec 12, 2019 KV Kiva HQ

For every $1 donated, Kiva can facilitate $8 in loans!

 

We know you come to Kiva to lend — but we rely on optional donations from lenders like you to reach financially excluded people all over the world! Here’s why:



1. A loan is different from a donation!

A loan
is the money you send to our incredible borrowers around the world. These loans change lives for men, women, and children every day. From farmers to students...

Continue Reading >>
Nov 11, 2019 KV Kiva HQ

Thank you for the impact you’ve made in 2019! Together we funded more than 170,000 loans and raised more than $120 million for financially excluded people around the world. It costs us more than $3 to facilitate each $25 loan. Since every dollar lent on Kiva goes to the field, we rely on optional donations from individuals like you to cover our operating costs. Every dollar makes an impact on our progress and the borrowers we serve.

But what do your donations really do? Here are just a few highlights from this year that could not have happened...

Continue Reading >>

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