Blog posts tagged with microfinance

Mar 3, 2019 KV Kiva HQ

We love learning about new places and gathering the best tips we can to share in Kiva's 'Explore your world' series. 

Bali is on many people's travel bucket lists… and for a good reason! Bali’s rich Hindu culture is unique in majority-Muslim Indonesia and the island’s breathtaking landscape does not disappoint. Whether you’re fascinated by the island’s history, entranced by adorable monkeys or infatuated with beautiful beach scenes - Bali has something for everyone. Here are the top 20 can’t-miss activities to either help you start your planning or fuel...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

“I’m creative, I'm courageous, and I’m strong.” 

These are the words of Alix, a 20-year-old student whose family left their home in Burundi in 2014 and became refugees in Rwanda. Her parents inspired her to pursue a college degree, and she received a laptop loan from Kiva lenders for her undergraduate studies. Alix sees the loan...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

We love learning about new places and gathering the best tips we can to share in Kiva's 'Explore your world' series. 

If you’re looking for an exciting adventure for your 2019 vacation without breaking the bank, check out these best-value, more-affordable destinations. 

 

1. Iceland
Iceland: Svartifoss Cascade. Photo by Victor Montol

Iceland’s volcano eruption in 2010 brought the tiny island nation to...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

International Women's Day is March 8, and we're so excited to celebrate our female Kiva borrowers! To celebrate the women in our lives, here are 10 empowering quotes and some photos of our awesome Kiva borrowers from all around the world. Enjoy, and click here to fund a loan to female entrepreneurs just like them. 

 

“Gender equality is more than a goal in itself. It is a precondition for meeting the challenge of reducing poverty, promoting sustainable development and building good governance.” -Kofi Annan
 ... Continue Reading >>
Mar 3, 2019 KV Kiva HQ

"There is no correlation between income and need for childcare," said Rosa.

Access to childcare is often an obstacle to women’s success in the workplace. Lack of affordable options can mean that women have to leave the workforce and sacrifice their career to take care of their children. Thus, access to affordable childcare is one of the keys to achieving equal opportunity to stay in the workforce – across gender and class lines. 

Rosa is passionate about providing a solution to this societal problem. She grew up in Rochester, N.Y., learning from...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

“You need to start a business,” Teofila said when asked what advice she has for other women, “in order to pay all your debts on time, send your kids to college, and have money for transportation for your children.”



A talkative, vivacious lady, Teofila is a 48-year-old single mother in the Philippines with 4 kids, 2 of whom attend school. Her husband passed away a few years ago, and since then she has developed her entrepreneurial skills in order to provide for her children. Like her, many Kiva borrowers depend on multiple sources of income to make ends meet...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

How are you celebrating International Women’s Day next week? Here at Kiva, we’re celebrating by rallying to fund 10,000 women entrepreneurs in one week! In more than 80 countries around the world, women entrepreneurs are using Kiva loans to fund their businesses, get an education or buy needed tools so they can increase their...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

International Women’s Day is coming up on March 8 - but where did it come from? What does it mean? How should you celebrate?

Female artisans in Kenya.

Let’s first look at the origin of the holiday.

The idea for International Women’s Day was borne out of the second-ever International Conference of Working Women in Copenhagen in 1910. The following year, it was officially celebrated for the first time in Austria, Denmark, Germany and Switzerland. The United States and...

Continue Reading >>
Feb 2, 2019 KV Kiva HQ
Kiva is entering a new era of innovation and we're excited to share what we've been building towards over the past year. Check out our 2018 Annual Report below to learn more about Kiva's impact and the bold new ways we're addressing the global challenge of financial inclusion.
Continue Reading >>
Feb 2, 2019 KV Kiva HQ

If there’s one thing we know about our Kiva lenders, it’s that they care about people around the globe and love traveling the world! That mindset plays perfectly into a growing trend in the travel industry called “social impact travel.” This new approach to traveling values exploring local cultures while contributing to local economies and preserving the natural environment. 

While some people book social impact vacations with certain companies or nonprofits, making a positive social impact on your next vacation doesn’t have to be complicated or expensive! Here...

Continue Reading >>
Feb 2, 2019 KV Kiva HQ

Some Kiva loans are not originally in English or are posted in countries where English is not the primary language, so we have a team of volunteers around the world who edit, translate and review our loans. More than 400 volunteers from Munich to Nova Scotia dedicate some of their time to contribute to Kiva's work. In the past 6 months, our translation volunteers have reviewed more than 94,000 loans, averaging more than 18,000 per month. They love being involved in the process, from reviewing the original loan to seeing it become fully-funded. 


This quarter...

Continue Reading >>
Feb 2, 2019 KV Kiva HQ

Kiva employees, fellows, interns and lenders all have a global awareness that leads them to care about people all over the world. For some, this awareness comes from their travels. For others, they travel because of this awareness. 

Social impact travel means caring for the globe. Photo by Kukzaa

According to a United Nations report, the global travel industry makes $7 trillion each year and represents 9% of global GDP. However, only 5% of that stays in local communities. 

... Continue Reading >>
Feb 2, 2019 KV Kiva HQ

Valentine's Day is quickly approaching - do you have gifts for your loved ones yet? Many countries that celebrate Valentine's Day typically exchange chocolates, flowers, and love notes. However, celebrations of love take different forms around the world. If you want to be more creative this year, take some inspiration from these 6 culturally-unique celebrations of love around the world.  

Wales


"Wooden folk spoons" by Aviavlad

The...

Continue Reading >>
Jan 1, 2019 KV Kiva HQ


Dear Kiva community,
As we begin 2019, we are filled with gratitude for all of you and excitement for Kiva’s future. We have some big plans for the year, and are pleased to share more about what’s evolving at Kiva. 

Thanks to you, Kiva has funded $1.3 billion in loans to more than 3.1 million borrowers over the past 13 years. But the challenge of financial access remains immense – there are 1.7 billion people who are still unbanked around the world.

What we’re working on in 2019

We know Kiva has the expertise,... Continue Reading >>
Jan 1, 2019 KV Kiva HQ


Kiva community,

After 13 years serving as Kiva’s Co-founder and President, I’ve decided to shift out of operational responsibilities to a new Senior Advisor role.

I continue to deeply believe in Kiva and am grateful that we have an exceptional CEO and leadership team in place to continue our important work.  At this stage in my personal journey, I’m also excited to return to my entrepreneurial roots and clear space for new ways to contribute to social change.

I want to express my heartfelt gratitude to you all....

Continue Reading >>
Jan 1, 2019 KV Kiva HQ
Have you already broken your resolutions even though we are only two weeks into the new year? Fortunately for you, there are numerous New Years coming up in 2019. Here are 5 New Year celebrations from around the world that do not fall on January 1. 
  Songkran  
"Thailand - During Songkran" - Photo by dominique cappronnier 

If you’re not a fan of getting soaked, this New Year celebration may not be the one for you. Songkran is a Thai...

Continue Reading >>
Jan 1, 2019 KV Kiva HQ



With the smell of warm spices and herbs wafting out its open doors, Cafe el Patio sits nestled in a bustling plaza in Fruitvale, Oakland. Allan is the man behind the counter, the kitchen and the cafe itself. He jokingly described his role, “I am the front end, back end, in the kitchen, everything is all me.” Allan is a Kiva borrower and Cafe el Patio is the brainchild of the Bay Area native. 

Fresh out of university, Allan struggled to secure a job. “After months and months of applications [to no avail] and driving for Uber and...

Continue Reading >>
Dec 12, 2018 KV Kiva HQ
Aref holding a pamphlet of his cafe

Aref arrived in the United States as a refugee 2 years ago. Born in Sudan, raised in Saudi Arabia and educated in India, he now calls San Francisco home. Though trained as a financier, Aref found his passion and livelihood when he opened Z Zoul Cafe serving the Tenderloin neighborhood of San Francisco.

When he first started, the space where his cafe is located was in dire condition. Aref explained, “I had to clean it myself. It was all full of...

Continue Reading >>
Dec 12, 2018 KV Kiva HQ
As the temperatures drop lower and holiday lights get brighter, there is nothing more we’d love to do than curl up in front of the fireplace and welcome the fast approaching holiday season. Here are 5 links we love that will notch up your holiday spirit!

Lights, Camera, Action? - Holiday lights pictures from around the world 
NatGeo showcases extraordinary pictures from individuals around the world, proving that holiday lights shine across cultures and religions.

 
...
Continue Reading >>
Dec 12, 2018 KV Kiva HQ

Tucked away in La Cocina, a San Francisco kitchen incubator, is a woman living out her American dream. Her name is Nafy Flatley, and she came to the United States 10 years ago from Senegal, armed with a promise to her mother to bring back a degree and one to herself to live out her dreams.
 
The inspiration behind her move to the U.S. is not what you might expect.

“In Africa, we watch a lot of soap operas,” Nafy explained. “One that really influenced me was Beverly Hills 90210. And I’m seeing all of these kids at age 14, 16, working, driving cars, living...

Continue Reading >>
Nov 11, 2018 KV Kiva HQ

Catherine successfully started and grew a farming business with the help of a Kiva loan to purchase cows and goats. She now sells milk, and uses the manure from the animals to improve yields on her coffee crops.

The income from her business has brought stability to her life and has allowed her to put her children in private school She...

Continue Reading >>
Nov 11, 2018 KV Kiva HQ
For Jean Pierre, hope came in the form of a Kiva loan for a laptop. He had never used a laptop before receiving the loan. The new laptop allowed him to complete his studies and go on to work for a mission-driven organization that improves living conditions for low-income families. Watch and share his inspiring story below:

  Continue Reading >>
Nov 11, 2018 KV Kiva HQ

Kiva loves to celebrate its interns and the meaningful work that they accomplish every day. Halfway through the internship cycle, we sat down with a few of them to hear about their work and how their time at Kiva has impacted them. Read below to hear what Kiva interns have to say about their experiences.

Shoka Marefat - Strategic Development (SF)

What project have you enjoyed working on most so far?

I’m really passionate about the refugee crisis, I expressed this to my manager and she works closely with...

Continue Reading >>
Nov 11, 2018 JO Jordan

In today's busy world, a simple act of kindness from a stranger can go a long way. For Kiva lender Elisabeth, her act of kindness changed the lives of 3 families in Guatemala and her own.

Elisabeth was first intrigued by the idea of lending in 2007, after seeing a story about Kiva on TV. After making 5 loans, she picked the Las Gemelas group in Guatemala, lending to a woman named Paulina, who was working to improve the lives of her twin girls, Candy and Maria. A picture of those 2 little girls donning bright red shirts touched Elizabeth's heart so much that she decided to...

Continue Reading >>
Oct 10, 2018 KV Kiva HQ

Kiva loves to celebrate its interns and the meaningful work that they accomplish every day. Halfway through the internship cycle, we sat down with a few of them to hear about their work and how their time at Kiva has impacted them. Read below to hear what Kiva interns have to say about their experiences.

Barani Maung Maung - Partnerships and Content Marketing (SF)

What led you to Kiva?

Before Kiva, I interned at Proximity Designs - it’s a social enterprise back in Myanmar. And I found out that Proximity...

Continue Reading >>

Pages

Blog posts tagged with microfinance

Mar 3, 2019 KV Kiva HQ
By Channing Fisher.

We love learning about new places and gathering the best tips we can to share in Kiva's 'Explore your world' series. 

Bali is on many people's travel bucket lists… and for a good reason! Bali’s rich Hindu culture is unique in majority-Muslim Indonesia and the island’s breathtaking landscape does not disappoint. Whether you’re fascinated by the island’s history, entranced by adorable monkeys or infatuated with beautiful beach scenes - Bali has something for everyone. Here are the top 20 can’t-miss activities to either help you start your planning or fuel...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

“I’m creative, I'm courageous, and I’m strong.” 

These are the words of Alix, a 20-year-old student whose family left their home in Burundi in 2014 and became refugees in Rwanda. Her parents inspired her to pursue a college degree, and she received a laptop loan from Kiva lenders for her undergraduate studies. Alix sees the loan...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

We love learning about new places and gathering the best tips we can to share in Kiva's 'Explore your world' series. 

If you’re looking for an exciting adventure for your 2019 vacation without breaking the bank, check out these best-value, more-affordable destinations. 

 

1. Iceland
Iceland: Svartifoss Cascade. Photo by Victor Montol

Iceland’s volcano eruption in 2010 brought the tiny island nation to...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

International Women's Day is March 8, and we're so excited to celebrate our female Kiva borrowers! To celebrate the women in our lives, here are 10 empowering quotes and some photos of our awesome Kiva borrowers from all around the world. Enjoy, and click here to fund a loan to female entrepreneurs just like them. 

 

“Gender equality is more than a goal in itself. It is a precondition for meeting the challenge of reducing poverty, promoting sustainable development and building good governance.” -Kofi Annan
 ... Continue Reading >>
Mar 3, 2019 KV Kiva HQ

"There is no correlation between income and need for childcare," said Rosa.

Access to childcare is often an obstacle to women’s success in the workplace. Lack of affordable options can mean that women have to leave the workforce and sacrifice their career to take care of their children. Thus, access to affordable childcare is one of the keys to achieving equal opportunity to stay in the workforce – across gender and class lines. 

Rosa is passionate about providing a solution to this societal problem. She grew up in Rochester, N.Y., learning from...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

“You need to start a business,” Teofila said when asked what advice she has for other women, “in order to pay all your debts on time, send your kids to college, and have money for transportation for your children.”



A talkative, vivacious lady, Teofila is a 48-year-old single mother in the Philippines with 4 kids, 2 of whom attend school. Her husband passed away a few years ago, and since then she has developed her entrepreneurial skills in order to provide for her children. Like her, many Kiva borrowers depend on multiple sources of income to make ends meet...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

How are you celebrating International Women’s Day next week? Here at Kiva, we’re celebrating by rallying to fund 10,000 women entrepreneurs in one week! In more than 80 countries around the world, women entrepreneurs are using Kiva loans to fund their businesses, get an education or buy needed tools so they can increase their...

Continue Reading >>
Mar 3, 2019 KV Kiva HQ

International Women’s Day is coming up on March 8 - but where did it come from? What does it mean? How should you celebrate?

Female artisans in Kenya.

Let’s first look at the origin of the holiday.

The idea for International Women’s Day was borne out of the second-ever International Conference of Working Women in Copenhagen in 1910. The following year, it was officially celebrated for the first time in Austria, Denmark, Germany and Switzerland. The United States and...

Continue Reading >>
Feb 2, 2019 KV Kiva HQ
Kiva is entering a new era of innovation and we're excited to share what we've been building towards over the past year. Check out our 2018 Annual Report below to learn more about Kiva's impact and the bold new ways we're addressing the global challenge of financial inclusion.
Continue Reading >>
Feb 2, 2019 KV Kiva HQ

If there’s one thing we know about our Kiva lenders, it’s that they care about people around the globe and love traveling the world! That mindset plays perfectly into a growing trend in the travel industry called “social impact travel.” This new approach to traveling values exploring local cultures while contributing to local economies and preserving the natural environment. 

While some people book social impact vacations with certain companies or nonprofits, making a positive social impact on your next vacation doesn’t have to be complicated or expensive! Here...

Continue Reading >>
Feb 2, 2019 KV Kiva HQ

Some Kiva loans are not originally in English or are posted in countries where English is not the primary language, so we have a team of volunteers around the world who edit, translate and review our loans. More than 400 volunteers from Munich to Nova Scotia dedicate some of their time to contribute to Kiva's work. In the past 6 months, our translation volunteers have reviewed more than 94,000 loans, averaging more than 18,000 per month. They love being involved in the process, from reviewing the original loan to seeing it become fully-funded. 


This quarter...

Continue Reading >>
Feb 2, 2019 KV Kiva HQ
By Channing Fisher.

Kiva employees, fellows, interns and lenders all have a global awareness that leads them to care about people all over the world. For some, this awareness comes from their travels. For others, they travel because of this awareness. 

Social impact travel means caring for the globe. Photo by Kukzaa

According to a United Nations report, the global travel industry makes $7 trillion each year and represents 9% of global GDP. However, only 5% of that stays in local communities. 

... Continue Reading >>
Feb 2, 2019 KV Kiva HQ

Valentine's Day is quickly approaching - do you have gifts for your loved ones yet? Many countries that celebrate Valentine's Day typically exchange chocolates, flowers, and love notes. However, celebrations of love take different forms around the world. If you want to be more creative this year, take some inspiration from these 6 culturally-unique celebrations of love around the world.  

Wales


"Wooden folk spoons" by Aviavlad

The...

Continue Reading >>
Jan 1, 2019 KV Kiva HQ


Dear Kiva community,
As we begin 2019, we are filled with gratitude for all of you and excitement for Kiva’s future. We have some big plans for the year, and are pleased to share more about what’s evolving at Kiva. 

Thanks to you, Kiva has funded $1.3 billion in loans to more than 3.1 million borrowers over the past 13 years. But the challenge of financial access remains immense – there are 1.7 billion people who are still unbanked around the world.

What we’re working on in 2019

We know Kiva has the expertise,... Continue Reading >>
Jan 1, 2019 KV Kiva HQ


Kiva community,

After 13 years serving as Kiva’s Co-founder and President, I’ve decided to shift out of operational responsibilities to a new Senior Advisor role.

I continue to deeply believe in Kiva and am grateful that we have an exceptional CEO and leadership team in place to continue our important work.  At this stage in my personal journey, I’m also excited to return to my entrepreneurial roots and clear space for new ways to contribute to social change.

I want to express my heartfelt gratitude to you all....

Continue Reading >>
Jan 1, 2019 KV Kiva HQ
Have you already broken your resolutions even though we are only two weeks into the new year? Fortunately for you, there are numerous New Years coming up in 2019. Here are 5 New Year celebrations from around the world that do not fall on January 1. 
  Songkran  
"Thailand - During Songkran" - Photo by dominique cappronnier 

If you’re not a fan of getting soaked, this New Year celebration may not be the one for you. Songkran is a Thai...

Continue Reading >>
Jan 1, 2019 KV Kiva HQ



With the smell of warm spices and herbs wafting out its open doors, Cafe el Patio sits nestled in a bustling plaza in Fruitvale, Oakland. Allan is the man behind the counter, the kitchen and the cafe itself. He jokingly described his role, “I am the front end, back end, in the kitchen, everything is all me.” Allan is a Kiva borrower and Cafe el Patio is the brainchild of the Bay Area native. 

Fresh out of university, Allan struggled to secure a job. “After months and months of applications [to no avail] and driving for Uber and...

Continue Reading >>
Dec 12, 2018 KV Kiva HQ
Aref holding a pamphlet of his cafe

Aref arrived in the United States as a refugee 2 years ago. Born in Sudan, raised in Saudi Arabia and educated in India, he now calls San Francisco home. Though trained as a financier, Aref found his passion and livelihood when he opened Z Zoul Cafe serving the Tenderloin neighborhood of San Francisco.

When he first started, the space where his cafe is located was in dire condition. Aref explained, “I had to clean it myself. It was all full of...

Continue Reading >>
Dec 12, 2018 KV Kiva HQ
As the temperatures drop lower and holiday lights get brighter, there is nothing more we’d love to do than curl up in front of the fireplace and welcome the fast approaching holiday season. Here are 5 links we love that will notch up your holiday spirit!

Lights, Camera, Action? - Holiday lights pictures from around the world 
NatGeo showcases extraordinary pictures from individuals around the world, proving that holiday lights shine across cultures and religions.

 
...
Continue Reading >>
Dec 12, 2018 KV Kiva HQ

Tucked away in La Cocina, a San Francisco kitchen incubator, is a woman living out her American dream. Her name is Nafy Flatley, and she came to the United States 10 years ago from Senegal, armed with a promise to her mother to bring back a degree and one to herself to live out her dreams.
 
The inspiration behind her move to the U.S. is not what you might expect.

“In Africa, we watch a lot of soap operas,” Nafy explained. “One that really influenced me was Beverly Hills 90210. And I’m seeing all of these kids at age 14, 16, working, driving cars, living...

Continue Reading >>
Nov 11, 2018 KV Kiva HQ

Catherine successfully started and grew a farming business with the help of a Kiva loan to purchase cows and goats. She now sells milk, and uses the manure from the animals to improve yields on her coffee crops.

The income from her business has brought stability to her life and has allowed her to put her children in private school She...

Continue Reading >>
Nov 11, 2018 KV Kiva HQ
For Jean Pierre, hope came in the form of a Kiva loan for a laptop. He had never used a laptop before receiving the loan. The new laptop allowed him to complete his studies and go on to work for a mission-driven organization that improves living conditions for low-income families. Watch and share his inspiring story below:

  Continue Reading >>
Nov 11, 2018 KV Kiva HQ
By Maize Rosenheimer

Kiva loves to celebrate its interns and the meaningful work that they accomplish every day. Halfway through the internship cycle, we sat down with a few of them to hear about their work and how their time at Kiva has impacted them. Read below to hear what Kiva interns have to say about their experiences.

Shoka Marefat - Strategic Development (SF)

What project have you enjoyed working on most so far?

I’m really passionate about the refugee crisis, I expressed this to my manager and she works closely with...

Continue Reading >>
Nov 11, 2018 JO Jordan

In today's busy world, a simple act of kindness from a stranger can go a long way. For Kiva lender Elisabeth, her act of kindness changed the lives of 3 families in Guatemala and her own.

Elisabeth was first intrigued by the idea of lending in 2007, after seeing a story about Kiva on TV. After making 5 loans, she picked the Las Gemelas group in Guatemala, lending to a woman named Paulina, who was working to improve the lives of her twin girls, Candy and Maria. A picture of those 2 little girls donning bright red shirts touched Elizabeth's heart so much that she decided to...

Continue Reading >>
Oct 10, 2018 KV Kiva HQ
By Maize Rosenheimer

Kiva loves to celebrate its interns and the meaningful work that they accomplish every day. Halfway through the internship cycle, we sat down with a few of them to hear about their work and how their time at Kiva has impacted them. Read below to hear what Kiva interns have to say about their experiences.

Barani Maung Maung - Partnerships and Content Marketing (SF)

What led you to Kiva?

Before Kiva, I interned at Proximity Designs - it’s a social enterprise back in Myanmar. And I found out that Proximity...

Continue Reading >>

Pages