When you choose a loan on Kiva, or receive a repayment from a borrower, you might see details about currency exchange gains and losses. Here are some helpful details about what that means and why you’re receiving this information:

Currency exchange refers to the amount of local currency that is equivalent to 1 US dollar. Kiva’s currency conversion rates come from XE.com, an online currency exchange provider, which calculates its rates using live, up-to-the-minute mid-market currency rates.

The starting amount...