Fellows Blog Posts by Joel Carlman

Sep 1, 2009 KE Kenya

by Joel Carlman, KF8

As a parting shot from my Kiva Fellowship, I put this short video together to represent what a “typical” Kenyan woman’s life is like. It doesn’t even begin to do justice to any of the great Kiva borrowers, but it’s at least my best attempt at immortalizing all of them!  Enjoy.


Joel Carlman recently finished his time as a Kiva Fellow with Kisumu Medical & Education Trust in Kenya....

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Aug 24, 2009 KE Kenya

by Joel Carlman, KF8

As I enter the final week of my Kiva Fellowship here in Kisumu, Kenya, I find myself thinking about what my time here has taught me.  Kenya is so different from any place that I’ve ever been.  The smiles are brighter, the hand-shakes longer, and the hospitality warmer than just about anywhere.

I know that I’m doing microfinance, and that Kiva is about borrowing and lending.  The terms, the accounts, the figures, and financials are so interesting to me, and that can sometimes seem like what it is all about.  During my fellowship, I dove deep into...

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Jul 15, 2009 KE Kenya

By Joel Carlman, KF8 – Kisumu Medical & Education Trust – Kisumu, Kenya

Over the years, there have been many entries on this site (and on many others) about the popular topic of group lending.  The fact that borrowers gather once a week, or once a month to deal with any issues they might have or to keep each other accountable is incredible.  That group lending has tended to lead to higher repayment rates is a fun little factoid that practitioners of microfinance love to point out.  But, that only represents the utility of group lending.  Yes, it works, but...

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Jun 18, 2009 KE Kenya

Joel Carlman – Kisumu, Kenya – KF8

Hello from Kisumu, Kenya! After 36 hours of flying and several very sound nights of sleep, I’m writing you from the offices of Kisumu Medical and Education Trust (K-MET), our Kiva field partner! I say our because I have the privilege of working alongside my wife, Alison Carlman throughout our Kiva Fellowship. What an experience!


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