Fellows Blog Posts by Kogie

Mar 26, 2010 KH Cambodia

Adam Kogeman, KF10, Cambodia

Lend to a borrower in Cambodia and you’re making a sound investment.  Aside from exhibiting extremely low loan default rates, Cambodian Kiva borrowers are clients of well-established and well-run microfinance organizations.  They live in a country that enjoyed double-digit economic growth for much of the past decade, doubling per-capita income in the process.  While praising the benefits of this growth in alleviating poverty and improving quality of life here, in 2009 the World Bank cautioned that this growth is “unlikely to be sustainable in...

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Mar 13, 2010 KH Cambodia

Adam Kogeman, KF10, Cambodia

The other night, I was on the back of a moto entering a major intersection.  It was a typical Phnom Penh intersection: motos, tuk-tuks, cars, trucks and bicycles waited their turn to cross.  Each driver determined the most desirable path for their vehicle and the many modes of transport were propelled at each other from seven different directions, narrowly avoiding head-on and sideways collisions, often within a hairs width.  I tucked my knees in closer to the moto as we navigated straight down the densely packed street, slowing to allow a car...

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Feb 11, 2010

Adam Kogeman, KF10, Cambodia

My landlord recently explained to me that when she moved to the United States in 1980 after the fall of the Khmer Rouge, she got a job assembling hi-tech equipment like computer motherboards.  She was intimidated by the difficult work at first.  The workers had to be surgically precise and use extremely small materials, but she looked at her colleagues and said to herself “They have two eyes and two arms, just like me.  Anything they can do, I can do.”  She took the challenge head-on and was a productive, successful employee for many years...

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Feb 4, 2010 KH Cambodia

Social Performance Monitoring

This morning, I fly to Phnom Penh, Cambodia to begin three months as a Kiva Fellow at CREDIT, one of Kiva’s longest standing field partners.  Along with Bryan Goldfinger in Nicaragua and Nishita Roy in Lebanon, I will be one of three Kiva Fellows pilot testing Social Performance Monitoring at several field partners (in addition to conducting the more traditional duties of a Kiva Fellow).  Measuring a microfinance institution’s “social” performance, in addition to financial performance, is an increasingly important facet of microfinance...

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